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How I’d invest my Stocks and Shares ISA allocation for 2021/22

first_img Image source: Getty Images Jonathan Smith | Wednesday, 17th March, 2021 Our 6 ‘Best Buys Now’ Shares jonathansmith1 has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address Simply click below to discover how you can take advantage of this.center_img I’ve written before about stocks I’d buy before the Stocks and Shares ISA allowance deadline next month. If I’ve already used my allowance, I can start to look ahead to the 2021/22 allocation. It might sound far away, but April 5 will be here in less than three weeks. I’ll have the ability to invest £20,000 that can be insulated from capital gains tax, and there are plenty of opportunities to think about.There’s no rushThe first point I’m going to make sure about is that I don’t invest the full £20,000 in one go. This might sound obvious, as I don’t have that kind of spare cash lying around anyway. But even if I did, I wouldn’t go all in straight away. Instead, I’d prefer to drip-feed money into stocks on a monthly basis. The benefit of having the Stocks and Shares ISA doesn’t diminish over time if I don’t invest all in one go, so I’ve got nothing to worry about here.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Investing between £1k and 2k a month into my ISA allows me to benefit from events as they happen over the next year. I don’t know whether this will be good or bad, but I’d prefer to give myself the option. For example, over the last year I’ve seen a stock market crash and historically high volatility. Even though I can’t time the market, splitting up my investments over time allows me average my buying levels, often improving my overall price.Mixing up my stock picksI’m also going to split up my Stocks and Shares ISA allocation for the coming year both with the type of stock and the sector of the company.Let’s take the type of stock first. Personally, I’d normally allocate 20% to 30% to income paying stocks, and the rest to stocks for capital growth. Given that companies are starting to return to paying dividends, and the lack of return I’m getting via cash, I’d increase it for this year. I’m looking at 40% in dividend shares and 60% in capital growth stocks.The other split I’m looking at is the type of companies I buy. I’m fortunate that there aren’t many restrictions on what I can buy within my Stocks and Shares ISA. So I’d look to mix up my options with mostly large-cap FTSE 100 stocks, but also some smaller listed companies. Within this, I’d look to buy some utility companies in the FTSE 100 (that double up as income stocks). For growth stocks, I’d look to allocate a high percentage towards travel and tourism for the fresh ISA money. This is high-risk, but I think that sector could really bounce back strongly over the next 12 months. Aside from this, I’d look for value in small-cap stocks that have international exposure. I don’t think being overly exposed just to domestic companies makes sense right now.Getting set for my Stocks and Shares allocationIn reality, the points mentioned above are just the start when thinking about allocating my funds for the 2021/22 Stocks and Shares ISA. I now need to start thinking about specific companies that I need to put on my watch list! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. How I’d invest my Stocks and Shares ISA allocation for 2021/22 Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! See all posts by Jonathan Smithlast_img read more

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Giving Something Back: Business, Volunteering and Healthy Communities

first_img Howard Lake | 23 November 2007 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  12 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Giving Something Back: Business, Volunteering and Healthy Communitieslast_img read more

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Call for full investigation into Siberian editor’s murder

first_imgNews Organisation News Russian media boss drops the pretence and defends Belarus crackdown The investigation into an outspoken newspaper editor’s murder last week in the Siberian city of Minusinsk must be thorough and impartial and must examine the possibility that it was linked to his work as a journalist, Reporters Without Borders (RSF) said today. Follow the news on Russia Listed as a “foreign agent”, Russia’s most popular independent website risks disappearing Читать по-русски в PDF / Read in RussianThe body of Dmitry Popkov, 42, the founder and editor of the local newspaper Ton-M, was found on the evening of 24 May. He had been shot nine times with a gun fitted with a silencer. The local office of the Investigative Committee said it intended to consider all possible motives, including a connection to his work. “We note that an investigation is under way into this journalist’s murder,” said Johann Bihr, the head of RSF’s Eastern Europe and Central Asia desk. “Given the sensitive nature of his work and the climate of intolerance towards critics in Minusinsk, serious consideration must the given to the possibility that the murder was linked to his reporting.” Bihr added: “A full and impartial investigation is essential in order to break the vicious circle of impunity that is only too often enjoyed by those who murder or attack Russian journalists.” Popkov created Ton-M in May 2014 after being fired from the municipal council on the grounds that he had been convicted of hitting a diabetic teenager. Popkov denied the charge, saying be was the victim of a provocation designed to punish him for opposing the local authorities. From the outset, Ton-M focused on local politics, especially corruption and abuse of authority, using the slogan, “We write what the others stay silent about.” The stories it covered included the case of a former Minusinsk official who was convicted of fraud. Popkov was one of the signatories of an appeal to the Regional Union of Journalists earlier this month accusing the local authorities of violating the rights of the media. It followed an announcement by the city’s mayor that a complaint would be filed with the local prosecutor accusing unaccredited journalists of “provocation” during a municipal council meeting on 5 May and “obstructing” its work. In response, the journalists accused the council of making it much harder to get accreditation. The dispute is one of the latest examples of a growing mistrust and intolerance on the part of local officials towards journalists. A decree issued on 16 May included unaccredited journalists along with drug addicts and alcoholics on a list of persons banned from entering municipal buildings. Popkov is the second journalist to be murdered this year in Russia. The first was Nikolai Andrushchenko, who died in a Saint Petersburg hospital on 19 April from the severe injuries he received in a brutal attack.He had covered organized crime and cases of corruption involving members of the local elite. Russia is ranked 148th out of 180 countries in RSF’s 2017 World Press Freedom Index. Previous RSF press releases have condemned the growing harassment of independent media outlets by the authorities, the curtailment of Internet freedoms and chronic failure to punish those who attack and murder journalists. May 5, 2021 Find out more News May 30, 2017 Call for full investigation into Siberian editor’s murder June 2, 2021 Find out morecenter_img News Receive email alerts Related documents cp_dmitri_popkov_ru.pdfPDF – 71.41 KB RussiaEurope – Central Asia Condemning abusesProtecting journalists CorruptionImpunityViolenceFreedom of expression RussiaEurope – Central Asia Condemning abusesProtecting journalists CorruptionImpunityViolenceFreedom of expression Two Russian journalists persecuted for investigating police corruption to go further May 21, 2021 Find out more RSF_en Help by sharing this information last_img read more

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Integrative Health Centers Raises Growth Capital from FCA Venture Partners and Martin Ventures

first_img WhatsApp Integrative Health Centers Raises Growth Capital from FCA Venture Partners and Martin Ventures Pinterest Facebook NASHVILLE, Tenn.–(BUSINESS WIRE)–Feb 3, 2021– Integrative Health Centers, Inc. (IHC), a leading provider of specialized health care services, announced today it has raised a $2.95 million Series Seed round, led by FCA Venture Partners’ Health Innovations fund, with participation from Martin Ventures and founder Ryan Chapman. The funds will be used to help fuel the company’s growth and expand its offerings to clinics and communities across the US. IHC provides healthcare services in underserved markets by partnering with group practices and medical centers to deliver specialized care via in-person and telehealth visits, which benefits the partner and the patient through enhanced access, coordination, and continuity of care. IHC’s method of integration and service delivery improves operational efficiency, creates additional, incremental revenue for its partners, and is specifically designed to work with patients and practices that focus on the Medicaid and Medicare population in underserved areas. IHC is currently providing mental health and addiction medicine services to underserved markets in Indiana, Kentucky, Tennessee, Colorado and Georgia, and efforts are underway to extend to additional states. “We are incredibly excited to partner with investors like FCA, Martin Ventures, and Ryan Chapman,” said Michael Stahl, CEO of IHC. “Each brings a wealth of expertise in healthcare operations and investing as well as a true spirit of partnership in helping IHC provide much needed health care to those most in need.” “We were impressed from the start by the vision and mission of Michael and the IHC team,” said Andy Patton, Executive In Residence at FCA. “IHC is having a meaningful impact on the lives of underserved patients in multiple states, and we are privileged to work with them in advancing this mission as they partner with providers and clinics across the country.” “IHC is positively impacting the outcomes, convenience, and experience for psychiatric, behavioral, and mental health patients living in rural and underserved communities,” said Devin Carty, CEO of Martin Ventures. “We are excited to partner with the leadership team and other investors to scale IHC nationally through partnerships with Federally Qualified Health Clinics (FQHC), Rural Health Clinics (RHC), hospital emergency rooms, and directly to the patient’s home.” “I’m gratified at the support and enthusiasm of these two great partners,” said IHC Founder Ryan Chapman. “And I’m honored to collaborate with them to bring much-needed behavioral telehealth services to underserved individuals. Both FCA Venture Partners and Martin Ventures share my commitment to integrated healthcare solutions that transform lives through innovation and strategic use of resources.” About IHC IHC provides healthcare services in underserved markets by partnering with group practices and medical centers to deliver specialized care via in-person and telehealth visits. IHC’s initial partnerships focus on providing psychiatric, behavioral health and addiction medicine service to rural Health Clinics (RHCs), FQHCs, Emergency Departments, and medical centers across the country. More information can be found at: www.myintegrativehealthcenters.com. About FCA Health Innovations FCA Health Innovations is a venture capital fund investing in Seed to Series A stage healthcare technology and technology-enabled healthcare services companies that improve patient care, reduce costs, and increase efficiency. FCA brings portfolio companies valuable healthcare insights, connections, and board-level experience to accelerate growth and build disruptive and sustainable businesses. Based in Nashville, the epicenter of healthcare innovation, with a strategic network in Charlotte and Winston-Salem, NC, our team has a decades-long track record including more than 60 investments in the rapidly changing healthcare industry. About Martin Ventures Martin Ventures is a healthcare-focused venture capital firm based in Nashville, TN, founded by healthcare operator, investor, and entrepreneur, Charlie Martin. Martin Venture focuses on building de novo companies and investing capital into growth-stage healthcare technology and technology-enabled services companies. For more information, visit www.martinventures.com. View source version on businesswire.com:https://www.businesswire.com/news/home/20210203005088/en/ CONTACT: Devin Carty, CEO Martin Ventures [email protected] KEYWORD: TENNESSEE UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: MANAGED CARE HEALTH PRACTICE MANAGEMENT MENTAL HEALTH SOURCE: Martin Ventures and Integrative Health Centers Copyright Business Wire 2021. PUB: 02/03/2021 08:00 AM/DISC: 02/03/2021 08:01 AM http://www.businesswire.com/news/home/20210203005088/en By Digital AIM Web Support – February 3, 2021 Local NewsBusiness TAGS  center_img Twitter WhatsApp Twitter Pinterest Facebook Previous articleCredibility International Releases the Second Edition of Its Study of Damages in Investor-State CasesNext articlePayoneer to Become Publicly Traded Company Through Combination With FTAC Olympus Acquisition Corporation Digital AIM Web Supportlast_img read more

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New York facing Russian roulette’ with future power outages, Gov. Andrew Cuomo says

first_imgScott Heins/Getty Images(NEW YORK) — New York City is facing “Russian roulette” with future power outages, the governor warned Monday in the wake of this weekend’s massive blackout that left a swath of Manhattan in the dark.“Blackouts cannot happen. They cannot happen in the city of New York and they can’t happen for no reason,” Gov. Andrew Cuomo told WNYC Radio’s Brian Lehrer on Monday. “We were lucky that nobody died.”The five-hour long Saturday night outage impacted 73,000 customers in midtown Manhattan and the Upper West Side, trapping people in elevators and on subway trains, blacking out Times Square and leaving New Yorkers sweating in their apartments. All systems have since been restored.While officials said no injuries or hospitalizations were reported, Cuomo called the blackout “a serious public safety risk.”“People could have died, there could have been chaos, could have been looting,” Cuomo told WNYC.A cyber-attack was ruled out, but the cause of the blackout remains unknown. Cuomo said he’s launching an independent investigation.“When I was there with Con Ed once the power was restored, I debriefed and toured the facility. But I want an independent investigation to determine what happened,” he said. “Because it can’t happen again.”Cuomo said Con Edison was preaching patience after the blackout hit, but the governor said, “With public safety, we don’t have to be patient, we shouldn’t be patient.”“We need performance, we pay Con Ed,” Cuomo told WNYC. “When people get their bills, they can’t say to be patient. This is a vital service they’re providing.  That’s why they’re regulated. That’s why it’s a public utility. If they do not perform, they can be replaced.”“Con Ed has the attitude of too-big-to-fail banks,” Cuomo continued. “This is a franchise, this is a license. This is not a God-given right, and if they don’t perform well, they can be replaced.”As a utility in New York State, Con Ed is regulated by state government.Con Ed President and CEO John McAvoy said Sunday it will take time to determine what caused the outage.McAvoy said demand was not a root cause and he does not believe the age of the equipment contributed to the failure.Con Ed said in a statement Sunday that the company “sincerely regrets the power disruption” and “will be conducting a diligent and vigorous investigation to determine the root cause of the incident.”“Over the next several days and weeks, our engineers and planners will carefully examine the data and equipment performance relating to this event, and will share our findings with regulators and the public,” the company said. “We applaud the work of all emergency responders and our employees who helped restore power swiftly and keep the public safe. We also commend the patience and understanding of all New Yorkers who remained calm and poised during this incident.”Meanwhile, when the blackout hit, New York City Mayor and Democratic presidential candidate Bill de Blasio was campaigning in Iowa.“You have to be in charge wherever you are… I was in touch with my folks to make sure that things were being taken care of,” the mayor told reporters on Sunday.“I was waiting to understand what was going on,” he said. “On a Saturday evening, it was a long travel so I couldn’t make it back. As soon as it happened I was made aware of it and kept up to date. Once it was apparent the outage was continuing, I came back.” Copyright © 2019, ABC Radio. All rights reserved.last_img read more

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The Spatial Distribution of 10 m Temperatures in the Antarctic Peninsula

first_imgTemperatures from 10 m bore holes have been analysed to determine the spatial variation of mean annual surface temperature over the Antarctic Peninsula. In general there is a decrease in temperature of 0.84 deg per degree latitude southwards combined with an altitude lapse rate of 0.68 deg per 100 m. There is a sharp divide between the continental type climate of the east coast and a maritime climate of the central and western regions. Temperatures are approximately 7 deg lower along the east coast compared with those at sites of a similar altitude and latitude on the west.last_img read more

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Balliol Ball Pres candidate shocks with communist manifesto

first_imgUndergraduate Xavier Cohen has sparked debate after putting himself forward as a candidate for Balliol Ball President. His manifesto has been seen as tongue-in-cheek condemnation of Balliol Ball as a celebration of elitism. The manifesto was written as a bid to become president of Balliol’s 2016 Ball Committee, following this year’s ‘Monte Carlo’ themed evening on Saturday 9th May. Cohen is running against one other candidate. The manifesto proposed to “throw a jokes ‘ball’ with the theme of ‘Bourgeois Balliol Ball’”, following his pledge to “overthrow capitalism for socialism”. However, the manifesto went on to raise some more serious points about the custom of balls in Oxford, stating, “Whether we admit it ourselves or not, deep down we get off on doing elite shit simply because it’s elite, and this eliteness is predicated on some being at the top (us), whilst others are crushed at the bottom.” Cohen also expressed his frustration over the fact that his JCR neglected to involve students in the decision to hold the ball, saying, “In future, let’s also have a motion at a general meeting to decide if we actually have a ball in the coming year so that those who don’t want one at least have an opportunity to register their discontent,” adding somewhat tersely that this had led to him to having to “resort to angrily writing ball committee applications”. Cohen told Cherwell, “Not so long ago, Balliol JCR didn’t hold balls on political grounds, and held a much less fancy ‘event’ instead. I ran for Ball President because… I find it frustrating that the JCR just assumes that we’ll have one without a vote.” He also highlighted how balls and subfusc, though fun, could “reinforce a really quite nasty hierarchy”. He added, “When success is defined by being high up in the social hierarchy, of course people want to be a part of something that is characterised in a significant way by it being at the top, especially when you’ve come from the bottom. Our very idea of what is cool and great is hugely marked by this hierarchy.” Balliol’s Entz rep, Matthew Lynch, attended Balliol’s ‘Monte Carlo’ Ball but felt that Cohen had raised an important point for the College, commenting, “I had a great time at this year’s ball, but there needs to be an opportunity to discuss why it might be a problem, and for people to voice their concerns. “Xav’s right, let’s think critically about the things that we do here. His manifesto is light-hearted and fun, but it’s got people thinking and talking, and might encourage a GM motion or vote to decide whether this is something that we should do, which I think would be a great idea.” Mariya Lazarova, a Balliol second year, told Cherwell about this year’s ball, “As one of the ball committee members, the best thing for me was that so many people enjoyed themselves. We had attractions ranging from donutsto a free bar and casino, and I don’t think it was expensive considering what was on offer.” Balliol College was not available for comment.last_img read more

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Marijuana laws are burning

first_imgAMY VALENT To the Editor:Everywhere I go, I smell burning cannabis and with each passing day, we continue to abide by outdated, draconian laws for a substance that is far less harmful than alcohol or tobacco. Not only have we been denying patients the relief that they need for numerous chronic conditions, but we also hinder economic growth and innovation.The mayors of Secaucus and Weehawken have refused to consider the sale of recreational marijuana in their cities, perhaps undemocratically. The opportunity is then ours to embrace.Tax and regulate it just like alcohol and tobacco. Some of that earned revenue could be used for the opioid crisis, the state pension fund, and maybe a slight reduction in property taxes. Our previous governor set us so far backward, fiscally and otherwise. We certainly could use the extra revenue.The war on drugs has been a dismal failure. Obviously, it hasn’t prevented marijuana from becoming a mainstream pastime. State and local officials can decide how they want to write the laws. We already have many other states to look to for guidance.last_img read more

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Kindergarteners Coding in New Ocean City School District Class

first_imgOcean City Primary School student Kalyn Baron views the parts of the human heart during a visit from the zSpace bus to the school on Thursday, November 17. Ocean City Primary School’s “OC Tech Lab” Teaches K-3rd GradersOcean City, NJ – Coding can seem high-tech, but not for the Kindergarten through third-grade students at Ocean City Primary School (OCPS), who have learned coding, among other skills, in a new class dubbed the OC Tech Lab.The program has taken the place of computers class, and although it still teaches traditional topics such as typing, new Ocean City School District (OCSD) teacher Randall Kohr, who leads the program, said the students now are doing much more.Second- and third-graders from Ocean City Primary School, including Caylee Borman and Suzy Bautista-Rodriguez, partnered-up and wore special glasses in order to interact with the zSpace bus.“Our new primary technology program introduces students to emerging technologies as early as possible to get them excited about STEM-related fields and build fundamental skills within robotics, computer programming, 3D printing, and design thinking,” said Kohr.In the first few months of the school year, students already have been coding and learning robotics programming. Kohr ordered eight robots, funded by the Parent Teacher Association, that students will program during a challenge as part of Computer Science Education Week (December 5-11, 2016). Second- and third-grade students soon will launch the rockets they are in the final stages of building using the lab’s 3D printer for NASA’s Journey to Mars Rocket Challenge.Randall Kohr, Ocean City Primary School OC Tech Lab teacher, stands with the rocket launcher his students will use to test their creations for NASA’s Journey to Mars Rocket Challenge.“We are exposing our students at this age to innovative experiences to get them interested in STEM (Science, Technology, Engineering, and Mathematics) from the start of their education,” said Kathleen Taylor, Ed.D., Superintendent of the Ocean City School District. “We want our students to have hands-on experiences and learn an engineering design process, and they love it. We also want to ensure our students are aware of college opportunities and careers in the STEM field.”Kohr also had a hand in organizing a visit from a virtual reality bus – the zSpace bus – to OCPS on Thursday, November 17. The company created a new interactive virtual reality computer that allows the user to pick up and manipulate virtual images as if they were real, incorporating hundreds of lessons often found in teachers’ curricula. OCPS students used stations on the bus to view the different parts of a human heart and the life stages of a butterfly, for example.“Second- and third-graders enjoyed the zSpace bus, which visited the school last week, as it added a virtual dimension to what they already are learning in our Ocean City Primary School classrooms,” said Taylor.last_img read more

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The City of Elkhart announces reopening plan

first_img Twitter (Photo supplied/City of Elkhart) The City of Elkhart has revealed their “Return To Work” plan.Tuesday, Mayor Rod Roberson announced a plan put together by each city department that involved a careful study of the health and safety guidelines from state and federal authorities.The City of Elkhart will begin reopening its facilities on Monday and is ready to implement new safety protocols to get the city back to work heading into summer, according to Roberson.All city facilities with the exception of The Lerner and city rental facilities will start reopening next week. Large events have already been canceled through June and will remain so until July 4, per the governor’s Back On Track plan. By Tommie Lee – May 5, 2020 0 849 Facebook Twitter Google+ CoronavirusIndianaLocalNewsSouth Bend Market WhatsApp Facebook WhatsApp The City of Elkhart announces reopening plan Previous articleINDOT warning it will remove campaign signs in highway rights-of-wayNext articleDepartment of Workforce Development hiring more workers to their force Tommie Lee Pinterest Pinterest Google+last_img read more

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