Servicers Navigate the Post-Pandemic World 2 days ago Print This Post The Fight Against Blight in Maryland Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Maryland Governor Larry Hogan signed a fast-track foreclosure law which would expedite the foreclosure process with the intent to reduce community blight, following the footsteps of a similar bill in Ohio.”Blight caused by vacant properties is a serious problem in certain Maryland communities,” said Delegate Marvin Holmes, sponsor of the house bill. “The longer properties remain vacant–the greater the chance problems will occur, including vandalism, crime and lower property values.”This bill could be the push other states need to move forward with their own fast track foreclosure bills.“Vacant and abandoned properties are a community crisis of national proportion,” said Five Star President and CEO Ed Delgado. “The bills introduced in Ohio and Maryland provide other states the needed incentive to make progress towards ensuring that these magnets for crime and drugs will be quickly rehabilitated and promote the safety and stability of neighborhoods across the nation.”Robert Klein, Founder and Chairman of Community Blight Solutions, has been a leading advocate of the bill. We spoke with Klein on the impact of this bill in the fight against community blight in states and communities across the country.“It’s very significant,” said Klein. “Both the Ohio bill and the Maryland bill passed unanimously, not many bills pass unanimously. This bill was debated quite a bit by the Maryland legislators, and they all came to the conclusion that having a property vacant and abandoned for two years is the wrong thing for community blight. So now we’re seeing a number other states looking at it closely and considering it, like New York, Illinois and Pennsylvania.”What Klein notes is the more proactive approach states are taking toward the problem of community blight.“I feel like we’re finally reaching a stage where the industry and communities and states are looking at the whole community blight and properties sitting out there with a more proactive approach,” said Klein. “Everything has been reactive, the property has already been vandalized, the property has already caused community blight. I think this fast track of vacant and abandoned properties is the first step in being a proactive approach, to not allow the property to become a community blight.” Community Blight Solutions Ed Delgado Five Star Foreclosure Larry Hogan Maryland Governor Ohio Foreclosure Bill Robert Klein 2017-05-25 Brianna Gilpin Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Community Blight Solutions Ed Delgado Five Star Foreclosure Larry Hogan Maryland Governor Ohio Foreclosure Bill Robert Klein Share Save Rachel Williams attended Texas Christian University (TCU), where she graduated with Magna Cum Laude with a dual Bachelor of Arts in English and History. Williams is a member of Phi Beta Kappa, widely recognized as the nation’s most prestigious honor society. Subsequent to graduating from TCU, Williams joined the Five Star Institute as an editorial intern, advancing to staff writer, associate editor and is currently the editor in chief and head of corporate communications. She has over a decade of editorial experience with a primary focus on the U.S. residential mortgage industry and financial markets. Williams resides in Dallas, Texas with her husband. She can be reached at [email protected] Subscribe Previous: FHFA Releases Q1 Price Index Next: Factual Data Announces Lein and Judgment Reporting Home / Daily Dose / The Fight Against Blight in Maryland Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Related Articles About Author: Rachel Williams Demand Propels Home Prices Upward 2 days ago May 25, 2017 2,192 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Events, Featured, Foreclosure, Government, News Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago
THE PITCHERSDODGERS RHP BRANDON McCARTHY (6-3, 3.25 ERA)Vs. Royals: 3-2, 4.05 ERAAt Dodger Stadium: 8-2, 3.87 ERAHates to face: Alex Gordon, 6 for 14 (.429), 1 double Newsroom GuidelinesNews TipsContact UsReport an Error ROYALS at DODGERSWhen: Saturday, 4:15 p.m.Where: Dodger StadiumTV: Fox/11 Loves to face: Salvador Perez, 0 for 6ROYALS RHP IAN KENNEDY (3-6, 4.44 ERA)Vs. Dodgers: 5-9, 4.31 ERAAt Dodger Stadium: 2-5, 3.75 ERAHates to face: Justin Turner, 8 for 16 (.500), 4 doublesLoves to face: Yasiel Puig, 8 for 24 (.167), 8 strikeouts— Bill Plunkett
23 January 2012First National Bank has partnered with retailer Pep to make the bank’s eWallet money transfer solution available at Pep stores across South Africa, allowing customers to use their mobile phones to shop and do their banking even if they don’t have a bank account.FNB chief executive Michael Jordaan said the partnership was a milestone for the bank in its efforts to use innovation and technology to make banking services more widely available.“With this partnership we are further extending banking services to all South Africans, with our without a bank account,” he said in a statement this week. “This will enable them to send and receive money instantly; a simple yet safe solution in providing access to financial services.”According to Jordaan, the partnership will enable the bank to extend eWallet services to some 1 200 outlets across the country.While the eWallet solution was previously available only to FNB customers, anyone with a bar-coded South African ID can now deposit, withdraw and send money, as well as make payments and purchase goods at any PEP store in the country – all this accessed via their cellphones.“We are constantly looking for ways to improve on our service and delivery channels,” said FNB eWallet Solutions CEO Yolande van Wyk. “We have seen the importance of innovation and breaking from the norm to differentiate ourselves from our peers.”Since its launch in 2009, more than 700,000 eWallets have been created, at a monthly average of 50 000 new eWallets. Over R1-billion was transferred via the service as of October 2011.Several of the bank’s corporate clients are also using the eWallet service to pay their employees’ salaries.Increase in cellphone bankingAn increasing number of consumers are taking to banking via cellphone, which allows them to make third-party payments and even buy airtime and prepaid electricity.FNB’s Cellphone Banking channel processed in excess of 25-million transactions in December 2011 with a transaction value of over R2.7-billion, compared to R1.7-billion seen in December 2010.The bank has 3.5-million cellphone banking customers, more than 70% of whom fall between the ages of 18 and 40, and earn less than R100 000 per annum.“The channel allows you the freedom and ability to bank anywhere, at any time. Anyone on any network with any cellphone can use it,” said FNB Cellphone Banking Solutions chief executive Ravesh Ramlakan. “There are no complicated downloads or special SIM requirements, and registration is free.”SAinfo reporterWould you like to use this article in your publication or on your website? See: Using SAinfo material
DONKEY KACHE Geocache of the WeekOh yeah, geocachers — it’s on like Donkey Kong!We’re taking it back to old skool like an old fool with a Geocache of the Week that combines the retro-arcade fun of Donkey Kong with another, like, totally rad hobby: geocaching!Like, totally rad!Remember Mario, the love-sick plumber who tirelessly climbed ladders and jumped barrels to rescue his beloved Pauline from the clutches of a very angry gorilla? Almost 40 years after the original Donkey Kong video game was released, cache owner CacheDweeb created a gadget cache to make any OG geocacher say, Whoa, dude. That’s like, totally rad!Cache owner DweebCacher creates his gadget caches in his own workroomGotta make sure it works!The cache is patterned after claw machine games still seen in malls. The object is to pick up a marble from the bottom of the cache with a magnet (attached to a string), and bring it to the top. Holes in each tier allow the string, magnet, and marble to pass through until the marble is brought all the way up. When the string is pulled, the marble is released then falls into a hole inside the cache. This triggers a lever that pushes open a drawer containing the log.It’s onThis cache typically takes about 5-10 minutes of playing to get the magnet to the bottom, grab the marble, bring it to the top, then release it to open the cache drawer.Clever gadget arcade cacheCacheDweeb came up with the idea through the private Gadget Cache Builders group of which he’s a member. Similar to magician’s oath to protect trade secrets, this group keeps things hush-hush to avoid spoilers. However, they do share their skills, experience, friendship, and love of geocaching with each other.An ominous note to Mario from Donkey Kong 😉All of his hides are gadget caches and he also belongs to the C-Mass Geofest committee who work with the Sturbridge, Massachusetts Tourist Association and local Chamber of Commerce.Sometimes friends visitBut wait, there’s more. This CO recently figured out how easy it is to add sounds to gadget caches, so now Donkey Kong video game music plays when the door to this cache is opened. Righteous! He hopes that will put a smile on peoples faces and bring people back to happy memories of their childhood. And that, geocachers, is gnarly.Continue to explore some of the most amazing geocaches around the world.Check out all of the Geocaches of the Week on the Geocaching blog. If you would like to nominate a Geocache of the Week, fill out this form.Share with your Friends:More Difficulty:2.5Terrain:1.5 Location:Massachusetts, United StatesN 42° 06.581′ W 072° 04.198’35 TraditionalGC79VAXby CacheDweeb SharePrint RelatedA peek into a secret cache building society: Interview with cache owner CacheDweebDecember 20, 2018In “Community”Horka Pumpenhaus — Geocache of the WeekNovember 23, 2016In “Community”Een kijkje bij een geheim cachebouwgenootschap: Interview met cache-eigenaar CacheDweebFebruary 5, 2019In “Nederlands”
Why Tech Companies Need Simpler Terms of Servic… 8 Best WordPress Hosting Solutions on the Market “You can ask Aardvark any question, and it will try to find a person in your extended social circles who knows about that topic and is available to answer at that moment. Aardvark facilitates these conversations through a very polite IM bot, an iPhone app with push notifications, the company’s website, Twitter or email. Instead of broadcasting your question to every one’s stream of information, Aardvark delivers the question only to people who are relevant and available.”Unlike Yahoo Answers or similar services, Aardvark doesn’t keep a repository of frequently asked questions. The service’s mission is to get you current answers from experts in your own social networks. On most days, over 85% of all questions get answered.As we noted in our report, Aardvark’s got an all-star team of engineers from Google and Yahoo and high-profile investors. It’s already cutting deals with major tech brands and is rumored to be on Google’s acquisition list. Whatever happens to the company, the use cases for Aardvark are just beginning to be explored.In short, Aardvark impressed us a lot this year and it made no fewer than 3 of our 2009 best-of lists:Top 10 Consumer Web Apps of 2009Top 10 Real-Time Technologies of 2009Top 10 Startup Products of 2009Aardvark’s iPhone app was also popular with our writers, two of them putting it in their top 5 mobile web applications of the year.Most Promising: Wolfram|AlphaWolfram|Alpha launched in May and ended up making our list of the Top 10 Consumer Products of the year. It was also the most hyped, with the possible exception of Google Wave. Inevitably, Wolfram Research’s “computational knowledge engine” disappointed many who were looking for a Google killer. But Alpha introduced a new paradigm for search engines: Instead of giving you a long list of links, Alpha tries to give users an answer based on information from reputable sources. It also enables users to compute and calculate things off that information.While it isn’t useful for everybody yet, the Wolfram Alpha team has worked hard to expand Alpha’s knowledge. If you are an engineer or scientist, Wolfram Alpha might just be the most useful web app for you. For the rest of us, Alpha’s ability to solve anagrams, aggregate weather data and tell you the distance between two cities proves to be useful, too – although not as useful as the service’s ability to solve complex math problems. Wolfram|Alpha also launched a $50 iPhone application in October. Even though Wolfram Alpha’s web interface is available for free, the company insisted that its mobile application offered enough new features to justify this price. We listed some initial use cases for Wolfram|Alpha in July, but it’s a safe bet to say that the best of this product will be seen in 2010 and beyond. Tags:#2009 in Review#Features#web#Year in Review A Web Developer’s New Best Friend is the AI Wai… Top Reasons to Go With Managed WordPress Hosting Don’t worry, it’s not Twitter! For our Best LittleCo of 2009, we’ve chosen a small company whose product launched in 2009 and quickly became a leading example of one of the year’s big trends: the real-time web.Our pick for Most Promising is something that could change the way people search on the Web.Last week we announced that Google was our choice for Best BigCo of 2009, due to its product innovation in 2009. Today we’re announcing Best LittleCo and Most Promising Company, as selected by the ReadWriteWeb writers.This is the 6th year we’ve done this and many of the small companies we choose each year go onto much bigger things. Here’s a quick look back at previous winners:In 2008 we chose web office vendor Zoho as Best LittleCo and Brightkite as our Most Promising. Zoho is still competing well above its weight bracket against office software giants like Microsoft and Google. However it’s fair to say that Brightkite hasn’t delivered as much on its promise as we thought it might, due in part to the emergence of Foursquare as ‘the next big thing’ in mobile social networking.In 2007Twitter was Best LittleCo and in a break from tradition we named“the open source movement” as most promising. Twitter, of course, has since gone on to make a huge impact on the Web and media.In 2006YouTube was Best LittleCo and Sharpcast Most Promising. YouTube was acquired by Google in October of that year.In 2005 37Signals was Best LittleCo and Memeorandum (now Techmeme) and Digg were joint Most Promising.In 2004Ludicorp, creators of Flickr, was Best LittleCo and Feedburner Most Promising. Both went on to be acquired, by Yahoo! and Google respectively. Now let’s find out who is ReadWriteWeb’s Best LittleCo of 2009. Then on page 2 we name our Most Promising company for 2010.Best LittleCo of 2009: AardvarkAardvark (our initial review and then a comparison review) is a social search engine that combines artificial intelligence, natural-language processing and presence data to create what the company calls “the real-time Web of people.” The company was founded in 2007, but the product only launched in March 2009 at SXSW. It quickly became one of the companies we point to most when we discuss the Real-Time Web, one of the most significant trends of this year. In our report on the Real-Time Web released in November, we described how it works: If Web 2.0 was about creating data (user generated content, to use the most familiar term for this), then the next generation of the Web is all about using that data. Wolfram|Alpha is premised on using and computing data, so we think it’s a product to watch in 2010.Now let us know your thoughts on our picks for Best LittleCo (Aardvark) and Most Promising (Wolfram|Alpha). richard macmanus Related Posts
By Kacy Mixon, M.S., LMFTAs we’ve covered in previous posts, the adverse effects associated with children’s exposure to violence are affecting millions of U.S. children and is thought of as a national crisis. What’s more, unrecognized trauma associated with children’s exposure to violence significantly increases the likelihood that these children will engage in violence during adulthood. For these reasons, Attorney General Eric Holder has focused his attention on the Defending Childhood Initiative which aims to:[Flickr, …and this is how we do it, Susana Fernandez, CC BY-ND 2.0] Retrieved on September 17, 2015Prevent children’s exposure to violence,Mitigate the negative impact of children’s exposure to violence when it does occur andAdvance knowledge and awareness about children’s exposure to violence.The National Task Force on Children Exposed to Violence asks:“…for a collective investment nationwide in defending our children from exposure to violence and psychological trauma, healing families and communities, and enabling all of our children to imagine their safe and creative development and productive futures.” How can professionals working with military families assist in these efforts?“In order to heal and sustain recovery, these children need trauma-focused services and trauma-specific treatment.” The Importance of Trauma-informed Treatment:Treatment and services neglecting to include components of trauma-informed care for the social-emotional and behavioral problems experienced by children exposed to violence are most often not effective . In fact, treatments without trauma-informed care may worsen the child’s symptoms, causing further harm as trauma-specific treatment has three important aspects that are typically missing from standard treatments:Mixon, K. (2013). Trauma-Informed Treatment Provisions. Kacy Mixon gives eXtension.org permission to use her personal photo.Below is a list of resources showing evidence based trauma-informed treatment models that combat adverse effects of violence and psychological trauma to help children continue on a healthy developmental course.SAMHSA’s National Registry of Evidence-Based Programs and Practices (NREPP)Crime Solutions (includes ratings based on evidence of whether a program achieves its goals)Office of Juvenile Justice and Delinquency Prevention Model Program GuidesBlueprints for Healthy Youth Development References Office of Juvenile Justice and Delinquency Prevention (OJJDP). (December 2012). Report of the Attorney General’s National Task Force on Children Exposed to Violence. Defending Childhood, Author. (p. 27, 85, 36)This post was written by Kacy Mixon, M.S., LMFT, Social Media Specialist. She is a member of the MFLN Family Development (FD) team which aims to support the development of professionals working with military families. Find out more about the Military Families Learning Network FD concentration on our website, on Facebook, on Twitter, YouTube, and on LinkedIn.
by Leanne Knobloch, Ph.DThroughout history, military families have worked hard to stay connected during deployment. During prior conflicts, service members and their loved ones relied on the mail to stay in touch, often waiting eagerly for a letter that would be months old when it arrived (if it came at all). Clever correspondents numbered the envelopes so the recipients could read the letters in the correct order. A lucky few enjoyed brief but expensive long-distance phone calls.Advances in technology have given today’s military families many more options. Depending on where service members are deployed, they may have secure and reliable Internet access for email, social media, and video chat such as Skype and FaceTime. They may have cellular service for phone calls and texts. More and more military families are able to bridge the gap between overseas and home by interacting in real time, with privacy, and for reasonable cost.Despite the benefits of new technology, today’s military families still face challenging dilemmas about how best to stay in touch. How much connectedness is too much? What if family members have vastly different preferences for frequency and/or channel? Should loved ones at home discuss difficulties that could distract the service member from his or her mission? Should military personnel disclose problems that could worry family members?Even the communication technologies themselves pose risks. What precautions should military families take to preserve operational security? How should they ensure privacy? And what happens if connectivity suddenly “goes dark” because of mission requirements?A recent study sheds light on how the communication of military couples during deployment affects their anxiety after homecoming. Dr. Leanne Knobloch from the University of Illinois, Dr. Lynne Knobloch-Fedders from Marquette University, and Dr. Jeremy Yorgason from Brigham Young University conducted a study in which 555 military couples (1,100 individuals) from all military branches completed online questionnaires once per month for the first eight months after reunion. The study was funded by the Congressionally Directed Medical Research Programs through the Military Operational Medicine Research Program.Email was the most frequently used channel of communication, followed by Facebook, instant messaging, video chat/Skype, phone, and cards and letters. The channels of communication used by deployed service members and at-home partners, however, mattered less than the tone of their exchanges.Military couples who communicated positively during deployment (and avoided communicating negatively during deployment) reported less anxiety at homecoming. In other words, constructive communication during deployment was helpful upon reunion.Another key finding was that both positive and negative communication during deployment predicted a quicker reduction in anxiety over time after reunion. These results suggest that military couples who confronted challenging topics immediately during deployment adjusted more quickly after homecoming.The study implies three tips for helping military couples stay in touch during deployment:1. Plan ahead. Talk in advance about how much and how often you would like to communicate during deployment. Don’t forget to discuss what channels each person prefers to use. But, remember that your access and preferences may change during deployment, so revisit your plans occasionally to make sure that everyone is comfortable with how your communication is going.2. Interact constructively. As much as possible, stay upbeat and cheerful when communicating during deployment. Even challenging issues can be worked through effectively if you keep a positive tone.3. Don’t sidestep important issues. Sweeping hard topics under the rug means a pile-up upon reunion. Stay positive and work to see things from your partner’s perspective. Even agreeing to dig deeper into a topic once everyone is physically together is better than ignoring problems.The project also suggests a pair of guidelines for how military family service providers can support individuals separated by deployment:1. Help military families plan. Service providers can assist military families in thinking through the advantages and disadvantages of the communication channels available during deployment. They also can support military families in developing a plan for how to stay in touch during the time apart.2. Offer timely assistance. Support resources should be tailored to the stage of the deployment cycle for maximum effectiveness. Military families may benefit from communication skills training before and during deployment to learn how to stay connected across the miles. Interventions targeting anxiety may be useful immediately before or at homecoming because that’s when people reported the most anxiety.Source: Knobloch, L. K., Knobloch-Fedders, L. M., & Yorgason, J. B. (2018). Communication of military couples during deployment predicting generalized anxiety upon reunion. Journal of Family Psychology, 32, 12-21. A Podcast Episode with Dr. Leanne Knobloch: Staying Connected During Deployment, 2019 Leanne K. Knobloch (Ph.D., University of Wisconsin – Madison) is a professor in the Department of Communication at the University of Illinois. Her research examines how people communicate during times of transition, including how military families navigate the deployment cycle and how romantic couples cope with depression. Her work has been honored by the Golden Anniversary Monograph Award from the National Communication Association, the Biennial Article Award from the International Association for Relationship Research, and the University Scholar Award from the University of Illinois.
Contact: Angee Lane, North Queensland Touch AssociationPhone: (07) 4725 6133Email: [email protected]:http://www.northqldtouch.com.au
TagsTransfersAbout the authorCarlos VolcanoShare the loveHave your say WOW! Vidal delivers home truths to Barcelona pal Dembeleby Carlos Volcano7 days agoSend to a friendShare the loveArturo Vidal insists Barcelona must keep hold of Ousmane Dembele.Despite his problems off the pitch, Vidal says the France attacker has world class potential.He told L’Equipe: “Above all, Ousmane is a footballer with a crazy talent. When he reaches maturity, he will be an important player for Barça and the France team. “But, clearly, he needs to mature. To listen to his body, to be better prepared to avoid injuries. In football, if you want to be the best, you have to get up, eat and go to bed thinking football. And then, do not rest on your achievements. “Football evolves so fast, you have to constantly innovate, discover other ways to surprise the opponent, be curious … You can not bet everything on your talent. I think Ousmane will realise at some point that he has to do more.”
O.J. Howard VideoVideos of athletes going unrecognized when taking to the street and interviewing unsuspecting fans are always a good watch. This clip featuring Alabama tight end O.J. Howard is no different. Howard speaks with a slew of seemingly clueless Crimson Tide fans who have no idea who they’ve been approached by. Howard even asks one of them which tight end on the roster he thinks will stand out most next year and the fan cites TY Flournoy-Smith, Howard’s back-up. Howard hauled in 17 passes for 260 yards and no touchdowns in 2014. A gifted athlete, he should be a bigger factor in Alabama’s offensive attack this fall as a junior. If that happens, it’s unlikely he’ll be able to sneak up on any more fans.